1
Get expert advice or do an affordability check to determine your elegibility for a mortgage in Spain.
2
Get pre-approved through our affordability check and get up to two no-obligation quotes within 48 hours.
3
In some cases, due to our long-standing banking contacts, we can ensure fast-track approval of your mortgage application.
4
We negotiate the terms and conditions with various banks to bring you exclusive mortgage conditions only available to Mortgage Direct.
Holiday home mortgages are available for private non-resident property buyers, who are not Spanish residents.) The maximum borrowing amount is up to 70% of the property purchase price (or valuation if lower)
Primary residence mortgages are for those who will live in their property in Spain as their main residence and pay their income tax here. It's possible to secure mortgages up to 80% of the property purchase price (when you are a Spanish taxpayer) with rates from Euribor + 0.99% or fixed rates from 1.95%
What our customers say
Thanks to Verónica and her team at Mortgage Direct, I was able to secure a mortgage for my dream home in Spain. They made the process smooth and hassle-free.
Sarah Jones
Happy Customer
I highly recommend Mortgage Direct for anyone looking to buy property in Spain. Their fast-track approval and exclusive mortgage conditions saved me time and money.
John Smith
Satisfied Customer
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